Target Kahwin Pada Usia 27 Tahun, Tapi Amira Othman Kata Susah Cari Calon Sebab Kuat Jealous!

Penyanyi dan pelakon, Amira Othman mengakui dia terlalu berhati-hati di dalam memilih teman lelaki. Bukan kerana trauma, Amira bagaimanapun memberitahu, dia mengharapkan lelaki yang serasi dengan personalitinya yang terlalu kuat cemburu. DEFINITION of 'Preferred Auto Coverage' Auto insurance offered to drivers considered to fall into the lowest risk profile. Preferred auto coverage for a driver takes into account that driver’s characteristics, and is offered to drivers considered the least likely to file a benefits claim. These drivers pay the smallest premiums for coverage. Being able to estimate the risk in underwriting a new policy can make or break an insurance company. If the company prices the policy correctly and understands the claim risk it can be profitable, since the premiums it brings in will exceed the benefits it pays out. Most insurance companies want a mix of low premium drivers who carry low risk, and higher premium drivers who are more likely to get into an accident. If the insurer does not effectively understand the risk associated with underwriting a policy it can wind up taking on too much risk and paying out more benefits than it receives in the premiums. BREAKING DOWN 'Preferred Auto Coverage' Insurance companies pay close attention to individuals and businesses when determining whether to underwrite a new policy. In the case of auto insurance the insurer will consider the driver’s age, driving record, car usage, credit history, and location, and will compare the driver’s characteristics with actuarial information. This information helps the company determine the likelihood of the driver getting into an accident, and is in turn used to set the premium that the insurer will charge for coverage. Insurers typically divide drivers into three categories: preferred, standard, and substandard. Preferred drivers are considered the least risky based on their driving history and vehicle usage characteristics, and are offered the lower premiums. Standard drivers are considered “average” in terms of risk, and pay a regular premium. Substandard drivers are considered the most risky to insure, and they either pay the highest premiums or are denied insurance coverage. Preferred drivers are likely to have an excellent driving record, have substantial driving experience, have a good credit history, use the vehicle for commuting relatively short distances, and not own a sports car.

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