Haiwan Ini Diseksa Kejam Sebelum Dijadikan Hidangan Untuk Syahrini









Bintang popular Indonesia, Syahrini adalah artis yang selalu memuatnaik apa yang sedang dia lakukan dan menjamu hidangan menerusi Instagram, @princessyahrini.
Seperti baru-baru ini, Syahrini memuatnaik video dirinya menikmati hidangan mewah.
Syahrini terlihat sedang menikmati foie gras di sebuah restoran di ibu kota Jakarta. Foie gras adalah makanan yang berasal dari Perancis, dan tergolong dari makanan mewah kerana harganya yang mahal.
5 Types of Car Insurance Coverage Explained
If you are buying the car insurance policy for the first time, it will be an overwhelming experience. There are many insurance companies offering ‘n’ number of products for customers. You should choose the best policy to cover your vehicle-specific, driving conditions-specific, driver-specific and third-party-specific needs in a very efficient manner. As the insurance coverage increases, the premium will also increase. Hence, you should include the required features and forego the unwanted features by customizing the plan.
5 Types of Insurance Coverage
The following 5 types of car insurance coverage should be studied to choose the best coverage for your car:
Liability Coverage
When you are involved in the accident and when it is concluded that that accident took place before of your fault/negligence, the liability coverage will come to your rescue.
The following benefits are offered by the liability insurance plan:
• Covers the repair/replacement cost of the damaged property (of third-party)
• Covers the medical bills of the third party due to hospitalization or medical treatment
• Vehicle owners should buy minimum liability insurance as per the legal obligation and the insurance policy will cover the same
• You should choose liability insurance premium higher than the mandatory requirement as per the law as the maximum risk coverage will be done by the policy and you can reduce your out of pocket expenses
• If you opt for higher ‘sum assured’, you will not want to pay a large amount when the policy’s limit has exhausted
• The liability coverage will include the third-party injury, death or damage to the third party property.
• Liability coverage is mandatory as per the motor vehicle Act 1988.
Collision Coverage
• If you had subscribed for the ‘collision coverage’ in the insurance plan, the insurance company will bear your car repair expenses after the accident.
• In some cases, the cost of repairs will exceed the current market value of the vehicle. In such circumstances, the insurance company will pay the current market value of the car.
• The collision cover should be subscribed as per the age of your vehicle. If you are buying an insurance company for a brand new vehicle, you should ensure that the collision coverage is included.
• If there is a lien on your vehicle, you should buy collision cover.
• The collision cover can be as low as possible for old vehicles.
Personal Injury Coverage
• In addition to the mandatory liability insurance, you can include certain coverage to overcome various risk factors.
• Personal injury protection will cover all the costs associated with the accident.
• The medical bills of the driver and other passengers will be covered by the personal injury protection.
• Regardless of whose fault, the insurance company will pay the medical bills.
• Hence, you can buy personal injury coverage for the vehicle owner, driver and passengers so that you can make the most of your investment.
Uninsured Motorist Protection
• If your vehicle is hit by another vehicle which is not covered by any insurance policy, you will want to bear the repair or replacement of the vehicle from your pocket.
• In some cases, the third-party’s insurance coverage is not sufficient enough to meet your needs.
• You can include the additional rider such as uninsured or underinsured protection so that you can minimize your exposure.
• The insurance company will pay the additional or total amount so that you will overcome the damage or medical bills very easily.
Comprehensive Coverage
A comprehensive insurance coverage will include all kinds of risk factors that are associated with your vehicle, driver, passengers, third-party vehicle, third-party driver, third-party vehicle passengers and third-party property.
The insurance policy will also cover the following risk factors:
• Weather damage
• Floods
• Fire
• Theft
The comprehensive policy will cover various aspects which are outside the purview of the collision of the vehicle.
The comprehensive insurance policy can be bought as per your budget.
By installing anti-theft devices and other security-enhancement gadgets, you can decrease the insurance premium quoted by the insurance carrier.
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